Many people believe driving without insurance isn’t a big deal. Do you follow the same line of thought? You should reconsider if you do. There are many things you are risking if you do. You’ll be risking your license and your money. You might even risk your life.
It’s unfortunate though that more drivers are eschewing car insurance. Every state requires drivers to have insurance. But there are about 28 million drivers in the US motoring around without insurance. Millions more are driving without adequate coverage. That’s a worrying statistic. Especially since there are consequences when an uninsured driver gets into an accident.
Can You Drive Without Insurance?
Yes, you can drive without insurance if you want to get technical. The question is whether you should drive without the proper insurance.
Car insurance is a must in almost every state in the US. Non-compliance will result in fines. You can even get suspended or your car towed away. It’s worse if you get involved in a vehicular accident. You could get arrested and jailed for driving without insurance. You’ll need a car accident attorney for these cases.
Drivers old and new should get insurance. It has to be the right coverage though. So make sure you brush up on how to get the best car insurance for your needs.
Things to Know About Driving Without Insurance
There’s one important thing to know about driving without insurance – it’s illegal. The law is clear about this. Here’s what you should know.
- Accidents are Expensive
There’s a reason why local governments are adamant about car insurance. It’s because vehicular accidents are expensive. Traffic accidents cost the US around $340 billion in damages in 2019. These were for expenses like property damage and repairs. It also paid for serious injuries and deaths. Someone who became disabled needs around $1 million to cover accident-related costs. They won’t be able to manage these expenses if they don’t have car insurance. Insurance companies can help. That’s why the government requires insurance. It protects drivers and those around them from financial distress.
- It Can Land You in Prison
Driving without car insurance is a misdemeanor in most states. It can also land you in prison. The good news is you have an automatic “get out of jail” card for the first offense. But you’ll need an auto accident attorney for repeat offenses. All bets are off if you cause a serious accident though, even if it’s your first offense.
Uninsured drivers can spend anywhere from several days to two weeks in prison. Some states are very strict though. You can spend up to a year in prison if you drive without insurance in Michigan. You could also get fined on top of the jail time.
- You Can Lose Your Driving Privileges
Driving without insurance can cost you more than money. You could lose your license and right to drive. Each state has different regulations about this. The fines differ along with the driving privileges revoked. You could pay anywhere from $360 to $720 if you drive without insurance in California. Your license can also become suspended for a year. The court can also impound your vehicle. You might even need a car accident attorney. The state could have you 100% liable for medical expenses incurred if you’re at fault.
It’s not easy to get an impounded car back. Especially if it’s involved in an accident. Most states will ask you to give proof of insurance before the state’s DMV. They will only release the vehicle once you fulfill their requirements.
It’s worse if you’re without insurance and a valid driver’s license. You can face thousands of dollars in penalties. Iowa levies around $2,500 in fines. Vermont has the highest penalty at $5,000.
Get the Best Legal Advice
Accidents are no laughing matter. Warner and Warner can help you navigate this situation. Our law firm is one of the best in the Sunshine State. We’re dedicated to helping people get justice. That’s why we work hard to provide clients with high-level representation. Our trial lawyers are all experienced in handling complex litigation. Our area of expertise lies in personal injury and medical malpractice cases. We also specialize in pharmacy malpractice and nursing home neglect. We also handle car accidents and defective product cases. You can contact us here or at 321-341-6785. We can review your case for free.
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